Terms of Use

Website Terms of Use

By accessing and using this website www.cashmaxloans.ca and any application software for any platform (iPhone, Blackberry, Android, etc.) that you may download (collectively the “Website”) you agree to each of the terms and conditions set forth in these Terms of Use. The website is the property of EZMONEY Tario, Inc. dba CashMax (“CashMax”, “us”, “we”, or “our”). CashMax operates this website to provide access to information about its products and services. These Terms of Use are applicable solely to your use of the Website and are independent of any terms and conditions or agreements governing any financial or other transaction between you and CashMax (each, a “Separate Agreement”).

CashMax reserves the right to modify the Terms of Use at any time without notice, and your use of the Website following any modification expresses your agreement to accept and be bound by the Terms of Use as modified. As long as you comply with these Terms of Use, we grant you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Website.

Use of Website

You may use the Website and the information, documents, materials, images and other content on the Website (collectively, “Content”) solely for the purpose of learning about CashMax, its products and its services, and receiving any of CashMax’s services. CashMax transfers no right, title or interest in any Content on the Website to you, whether as a result of your downloading or printing Content or otherwise.

You may not use, alter, copy, distribute or transmit our Website Content, or create another work based on that Content, except that you may make personal copies solely for your personal, non-commercial use in considering or maintaining a business relationship with CashMax or its affiliates. However, in no event may you distribute or publish any Content without our express written permission. CashMax maintains certain copyright and other intellectual property rights in and to the information, images, text, design and layout of the Website, and your unauthorized use of those materials and concepts is prohibited.

You represent that you are the age of majority in your province or territory and have the capacity to enter into these Terms of Use and to abide by all of the terms and conditions set forth herein. If you are between the age of 13 and 18, you represent that you are accessing or using this Website while under direct supervision of your parent or legal guardian who has agreed to the Terms of Use. If you are under the age of 13, you may not use the Website or Services.

You agree that you will not use this Website for any unlawful purpose or for any purpose prohibited by the Terms of Use. The purposes prohibited by these Terms of Use include:

  • By-passing any measures CashMax uses to prevent, restrict or otherwise limit access;
  • Accessing, monitoring or copying any Content or information on the Website in any manner not expressly described above, including but not limited to by means of robots, screen scrapers, data mining software or similar tools;
  • Framing or otherwise incorporating all or any portion of the Website into any other site;
  • Using the Website to send altered, deceptive or false information;
  • Using the Website to intercept, collect or store personal information of others;
  • Using the Website to spam or phish or otherwise impact the operation of the Website or the integrity of the use of the Website by CashMax or others;
  • Selling, reselling or offering for sale or resale any content or aspect of the Website;
  • Overloading or otherwise crashing or attempting to crash the Website;
  • Decompiling, disassembling or reverse engineering any of the software or Content used in any part of the Website;
  • Placing, sending or otherwise transmitting any malware, virus or using any malicious programs or techniques in connection with the Website;
  • Engaging in any high-volume data transfers or bandwidth use via any use of the Website; and
  • Soliciting the performance of any illegal activity which infringes our rights or the rights of others.

Use of Marks

You may not copy or use the names, marks, brands or logos of CashMax or those of any of its affiliated companies in whole or in part, in modified form or otherwise. Certain third-party trademarks, logos and brands may appear on the Website, and those are the sole property of their respective owners.

Availability of Products and Service

The Website is administered in Canada and intended for Canadian users; any use outside of Canada is at the user's own risk and users are responsible for compliance with any local laws applicable to their use of the Services or the Website. Not all Services discussed, referenced, provided, or offered through or on the Website are available to all persons or in all geographic locations, or appropriate or available for use outside Canada. CashMax reserves the right to limit the provision of any feature, product, or service to any person or geographic area. Any offer for any feature or Services made on the Website is void where prohibited.

Links

CashMax may provide links to third party websites solely as a convenience to you. No such links constitute or imply any endorsement, sponsorship or recommendation by CashMax of that third party, its website or the contents of its website, and CashMax has no responsibility or liability for any third-party website. You acknowledge and agree that if you use those links, you will be subject to that third party’s terms of use, its privacy policy or information security policy or any other terms, policies, conditions or agreements applicable to that third party’s website.

You may not link or otherwise connect to our Website or any content on our Website without our prior written permission to do so.

Accounts, Passwords, and Security

Certain features or services offered on or through the Website may require you to open an account (including setting up a user name and password). You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including your password, and for all activity that occurs under your account as a result of your failure to keep this information secure and confidential. You agree to notify us immediately in writing of any unauthorized use of your account or password, or any other breach of security. You may be held liable for losses incurred by us or any other user of or visitor to the Website due to someone else using your login information, user name, password, or account information. You may not use anyone else’s login information, user name, password or account at any time without that person’s express permission.

Disclaimer of Warranties

WITHOUT LIMITING THE TERMS OF ANY SEPARATE AGREEMENT, CASHMAX MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS, CONDITIONS OR ENDORSEMENTS WHATSOEVER WITH RESPECT TO THE WEBSITE OR ITS CONTENT, OR ANY PRODUCTS OR SERVICES ON THIS WEBSITE. CASHMAX EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, WITH REGARD TO THE WEBSITE AND ITS CONTENT AND ANY PRODUCT OR SERVICE DESCRIBED. CASHMAX DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS IN THE WEBSITE WILL BE CORRECTED. FURTHER, CASHMAX DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE CONTENT, OR THAT ANY ERRORS IN THE CONTENT WILL BE CORRECTED. CASHMAX MAKES NO GUARANTEE, CONDITION OR WARRANTY THAT THE WEBSITE OR ANY USE OF THE WEBSITE WILL BE FREE OF INFECTION BY SOFTWARE VIRUSES OR OTHER HARMFUL COMPUTER CODE, FILES OR PROGRAMS. THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

ALL RIGHTS, OBLIGATIONS AND COVENANTS OF CASHMAX WITH RESPECT TO ANY CASHMAX PRODUCT OR SERVICE SHALL BE SUBJECT TO THE TERMS AND CONDITIONS OF THE APPLICABLE SEPARATE AGREEMENT EXECUTED AND DELIVERED BY THE PARTIES TO THAT AGREEMENT. FOR THE AVOIDANCE OF DOUBT AND NOT AS A LIMITATION, THESE TERMS OF USE APPLY SOLELY TO YOUR USE OF THE WEBSITE, AND THE TERMS OF ANY SEPERATE AGREEMENT APPLY SOLELY TO THAT AGREEMENT.

© 2019 EZMONEY Tario, Inc. All rights reserved.

Consumer Notice: Cash Advance Loans are intended to address short-term financial needs only. The cost of borrowing for a Cash Advance Loan may be significantly higher than credit offered by other lenders. Consumers with credit difficulties should seek credit counseling.

In Ontario, the maximum allowable cost of borrowing under Cash Advance loans (payday loans) is $15 for each $100 advanced. The actual cost of borrowing for each $100 we advance under such agreements is $15. For example, on a loan of $500 for 14 days, the amount advanced is $500, the cost of borrowing is $75, the total the borrower is required to pay on the due date is $575, and the annual percentage rate is 391.07%.

For Installment Loans, we charge an annual interest rate of 46.96%.