Choose the loan that’s right for you

Comparing our Loan Choices

Installment Loans Cash Advance
Amount $500 – $5000 $100 – $1500
Typical Use Long-term loan
Often used for larger loans
Short-term loan
Often used for smaller loans
Term 6-48 months Up to 62 days
We also offer extended payment plans to borrowers who enter into three payday loans within a 63-day period.
Payments Paid back with interest over time in substantially equal installments on pay dates for the length of the term Loan total, including fees, is paid back in full typically in one payment on the next eligible pay date*
Links Installment Loans Cash Advances

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Refer a friend, earn rewards

When you refer a friend or family member to one of our CashMax locations for a Cash Advance Loan or an Installment Loan, you could earn $25 as our way of saying thank you. In fact, you could earn up to $200 with the Loan Referral Cards. Ask a Team Member for details.

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Consumer Notice: Cash Advance Loans are intended to address short-term financial needs only. The cost of borrowing for a Cash Advance Loan may be significantly higher than credit offered by other lenders. Consumers with credit difficulties should seek credit counseling.

In Ontario, the maximum allowable cost of borrowing under Cash Advance loans (payday loans) is $15 for each $100 advanced. The actual cost of borrowing for each $100 we advance under such agreements is $15. For example, on a loan of $500 for 14 days, the amount advanced is $500, the cost of borrowing is $75, the total the borrower is required to pay on the due date is $575, and the annual percentage rate is 391.07%.

For Installment Loans, we charge an annual interest rate of 46.96%.