*First time customers or customers who haven’t had an active loan for 150 days only. Promotion applies to Payday loans of $400.00 or more only. Consumer Notice: Payday loans are intended to address short-term financial needs only. The cost of borrowing for a payday loan may be significantly higher than credit offered by other lenders. Consumers with credit difficulties should seek credit counseling. In Ontario, the maximum allowable cost of borrowing is $15.00 per $100 borrowed. Example: On your loan of $300 for 14 days, fee amount advanced is $300, the cost of borrowing is $45.00 and fee total you repay is $345.00.