Use License and Copyrights:
EZCORP, Inc. and its wholly owned EZPAWN and EZMONEY subsidiaries (collectively referred to herein as “EZCORP”) jointly grant you permission to view this Site and to print individual pages from this Site for your own personal, noncommercial use, provided that you agree to and accept without modification the notices, terms and conditions set forth in this agreement. You may not modify, copy (except as set forth in the preceding sentence), distribute, transmit, display, perform, repost reproduce, publish, license, create derivative works from, transfer or sell any information, material, software, products or services from this Site.
Your use of this Site constitutes your agreement and acceptance without modification of the notices, terms and conditions set forth herein. In addition, as a condition of your use of this Site, you represent and warrant to EZCORP that you will not use this Site for any purpose that is unlawful, immoral or prohibited by these terms, conditions and notices. You further agree that no joint venture, partnership, employment or agency relationship exists between you and EZCORP as a result of this agreement or your use of this Site. If you do not agree and accept without modification the notices, terms and conditions set forth herein, do not use this Site. This agreement, the terms and conditions for use of this Site, and the Privacy Statement constitute the entire agreement between you and EZCORP with respect to this site. This agreement supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and EZCORP with respect to this Site.
Trademarks:
The trademarks, service marks and logos (the "Trademarks") used and displayed on this Site are registered and unregistered Trademarks of EZCORP, Inc. and others. Nothing on this Site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Trademark displayed on the Site, without the prior written permission of EZCORP, Inc., the Trademark owner. EZCORP, Inc. aggressively enforces its intellectual property rights to the fullest extent of the law. The name EZCORP, EZPAWN and EZMONEY, EZCORP, EZPAWN and EZMONEY logo or the other EZPAWN or EZMONEY formatives may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Site, without prior, written permission from EZCORP, Inc. EZCORP, Inc. prohibits use of EZCORP, EZPAWN and EZMONEY logo as part of a link to or from any site unless establishment of such a link is approved in advance by EZCORP, Inc. in writing. Fair use of EZCORP's Trademarks requires proper acknowledgment. Other product and company names mentioned in this Site may be the Trademarks of their respective owners.
Services and Products:
EZCORP cannot guarantee the availability of any particular product displayed on this Site. EZCORP reserves the right to discontinue offering any service or the sale of any product listed on this Site at any time without notice.
Product prices offered on this Site may vary from other advertised prices due to varying conditions in different geographic markets.
The prices displayed on this Site are quoted in U.S. dollars and are valid and effective only within the United States, and such prices do not include shipping and handling or sales taxes, if applicable, which will be added to your total invoice price.
While our goal is a 100% error-free Site, we do not guarantee that any content is accurate or complete, including price information, services, and product specifications. If we discover price errors, they will be corrected on our systems, and the corrected price will apply to your purchase. EZCORP reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions (including after a sale or service has been initiated, accepted, or consummated).
Weblinking Practices:
EZCORP may provide access to information, products or services offered on websites that are owned or operated by other companies ("third party websites"). We may provide this access through the use of hyperlinks that automatically move you from an EZCORP website to the third party site.
While we do our best to provide you with helpful, trustworthy resources, EZCORP cannot endorse, approve or guarantee information, products, services or recommendations provided at a third party website. Such links are provided for your reference only because we may not always know when information on a linked site changes, EZCORP is not responsible for the content or accuracy of any third party website. EZCORP shall not be responsible for any loss or damage of any sort resulting from the use of a link on its websites nor will it be liable for any failure of products or services advertised or provided on these linked sites.
EZCORP offers links to you on an "as is" basis. When you visit a third party website by using a link on an EZCORP site, you will no longer be protected by EZCORP’s privacy policy or security practices. The data collection, use and protection practices of the linked site may differ from the practices of EZCORP sites. You should familiarize yourself with the privacy policy and security practices of the linked website. Those are the policies and practices that will apply to your use of the linked website, NOT EZCORP’s policies and practices.
Forward-Looking Statements and Information:
Certain statements contained in this Site may constitute "forward-looking statements" within the meaning of the federal securities laws. Words or phrases such as "should result," "are expected to," "we anticipate," "we estimate," "we project" or similar expressions are intended to identify forward-looking statements. These statements are subject to certain risks and uncertainties that could cause actual results to differ materially from EZCORP's historical experience and its present expectations or projections. These risks and uncertainties include, but are not limited to:
You should not place undue reliance on forward-looking statements, since such statements speak only as of the date they are made. Additional information concerning the risks and uncertainties listed above and other factors you may wish to consider are provided in our Current Annual Report on Form 10-K filed with the Securities and Exchange Commission.
Equal Opportunity Employer:
EZCORP also may make employment information available through this Site. EZCORP is an equal opportunity employer. EZCORP provides equal employment opportunity to qualified persons without regard to race, color, religion, sex, national origin, age, veteran status or disability. EZCORP's policy relates to all phases of employment including recruitment, placement, promotion, training, demotion, transfer, layoff, recall and termination, rates of pay, employee benefits and participation in all company-sponsored employee activities.
NO WARRANTIES; EXCLUSION OF LIABILITY:
EZCORP, INC. MAKES NO REPRESENTATION ABOUT THE SUITABILITY OF THE MATERIALS ON THIS SITE FOR ANY PURPOSE. ALL SUCH MATERIALS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. EZCORP SPECIFICALLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. EZCORP SHALL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF THIS SITE, FOR YOUR ACTION OR INACTION IN CONNECTION WITH THIS SITE OR FOR ANY DAMAGE TO YOUR COMPUTER OR DATA OR ANY OTHER DAMAGE YOU MAY INCUR IN CONNECTION WITH THIS SITE. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. IN NO EVENT SHALL EITHER EZCORP, THEIR AFFILIATES OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE, THE MATERIALS IN THIS SITE, THE DELAY OR INABILITY TO USE THIS SITE OR OTHERWISE ARISING IN CONNECTION WITH THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.
SOME STATES AND/OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
THE INFORMATION AND MATERIALS IN THIS SITE ARE PROVIDED FOR YOUR REVIEW IN ACCORDANCE WITH THE NOTICES, TERMS AND CONDITIONS SET FORTH HEREIN. THESE MATERIALS ARE NOT GUARANTEED OR REPRESENTED TO BE COMPLETE, CORRECT OR UP-TO-DATE. YOU MAY NOT ACT OR RELY ON ANY INFORMATION OR MATERIALS IN THIS SITE AND YOU PARTICULARLY SHOULD NOT MAKE ANY INVESTMENT DECISIONS BASED ON ANY INFORMATION OR MATERIALS IN THIS SITE. YOU MUST INDEPENDENTLY VERIFY THE ACCURACY OF ALL SUCH INFORMATION AND MATERIALS BEFORE ACTING OR RELYING THEREON OR MAKING ANY INVESTMENT DECISIONS IN CONNECTION THEREWITH. THESE MATERIALS MAY BE CHANGED FROM TIME TO TIME WITHOUT NOTICE.
Legal; Jurisdiction and Venue:
This Site resides on a server in Austin, Texas, USA. You agree that this agreement and your use of this Site are governed by the laws of the State of Texas, USA. You hereby consent to the exclusive jurisdiction and venue of the courts, tribunals, agencies and other dispute resolution organizations in Austin, Texas, USA in all disputes (a) arising out of, relating to, or concerning this Site and/or this agreement, (b) in which this Site and/or this agreement is an issue or a material fact, or (c) in which this Site and/or this agreement is referenced in a paper filed in a court, tribunal, agency or other dispute resolution organization. Use of this Site is unauthorized in any jurisdiction that does not give full effect to all provisions of this agreement, including without limitation this paragraph and the warranty disclaimers and liability exclusions above. EZCORP, Inc. has endeavored to comply with all legal requirements known to it in creating and maintaining this Site, but makes no representation that materials on this Site are appropriate or available for use in any particular jurisdiction. Use of this Site is unauthorized in any jurisdiction where all or any portion of this Site may violate any legal requirements and you agree not to access this Site in any such jurisdiction. You are responsible for compliance with applicable laws. Any use in contravention of this provision or any provision of this agreement is at your own risk and, if any part of this agreement is invalid or unenforceable under applicable law, the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall govern such use.
Any alleged waiver of any breach of this agreement shall not be deemed to be a waiver of any future breach. A printed version of this agreement and/or of any notice given by EZCORP in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement or your use of this Site to the same extent and subject to the same conditions as other business documents and records originally generated and maintained by EZCORP in printed form.
Arbitration:
With the prior agreement of EZCORP, any claim, dispute or controversy arising out of, relating to or concerning this Site and/or this agreement shall be decided by binding arbitration in accordance with the Rules of the American Arbitration Association and any such arbitration proceedings shall be brought and held in Austin, Texas, USA. The decisions of the arbitrators shall be binding and conclusive upon all parties involved and judgment upon any award of the arbitrators may be entered by any court having competent jurisdiction. This provision shall be specifically enforceable in any court of competent jurisdiction.
Contacting Us:
If you have any questions about this agreement, please call us at 1-800-USE-PAWN, e-mail us at legal@ezcorp.com, fax us at (512) 314-3463, or write us at:
EZCORP, Inc.
Attention: Legal Department
1901 Capital Parkway
Austin, TX 78746
Although EZCORP will in most circumstances be able to receive your e-mail or other information provided through this Site, EZCORP does not guarantee that it will receive all such e-mail or other information timely and accurately and shall not be legally obligated to read, act on or respond to any such e-mail or other information. Be aware that Internet e-mail typically is not secure.
Submission of Concerns and Complaints by Interested Parties:
Anyone wishing to report concerns or complaints regarding accounting, internal accounting controls, or auditing matters may do so in writing to EZCORP’s General Counsel or Audit Committee Chairperson, or telephonically to “The Network Hotline” at 1.800.241.5689. All reports will be handled in accordance with procedures adopted by the Audit Committee of the Board of Directors.
Reports to the General Counsel may be sent in writing to:
Connie Kondik
Vice-President & General Counsel
EZCORP, Inc.
1901 Capital Parkway
Austin, TX 78746
Thomas C. Roberts, Jr.
Chairman, Audit Committee
Board of Directors
c/o Legal Department.
EZCORP, Inc.
1901 Capitol Parkway
Austin, TX 78746
Short-term Lending Disclosures:
Texas and Florida: Signature loans are offered by lenders not affiliated with EZCORP, Inc. or its subsidiaries and affiliates. All signature loans are subject to the third party lender's lending program and credit approval.
Alabama: Certain restrictions and limitations apply. All applications and loans subject to credit approval and lending program guidelines. EZPAWN and EZMONEY's payday loan business is regulated by the Alabama Department of Banking.
Colorado: Certain restrictions and limitations apply. All applications and loans subject to credit approval and lending program guidelines. EZPAWN and EZMONEY's payday loan business is regulated by the Colorado Department of Law, UCCC Division.
Louisiana: Certain restrictions and limitations apply. All applications and loans subject to credit approval and lending program guidelines. EZPAWN’s payday loan business is regulated by the Louisiana Department of Financial Institutions.
Nevada: Certain restrictions and limitations apply. All applications and loans subject to credit approval and lending program guidelines
Oklahoma: Certain restrictions and limitations apply. All applications and loans subject to credit approval and lending program guidelines. EZPAWN and EZMONEY's payday loan business is regulated by the Oklahoma Office of Consumer Credit.
Utah: Certain restrictions and limitations apply. All applications and loans subject to credit approval and lending program guidelines. EZ Loan Services' payday loan business is regulated by the Utah Department of Financial Institutions.
Wisconsin: Certain restrictions and limitations apply. All applications and loans subject to credit approval and lending program guidelines. EZMONEY's payday loan business is regulated by the Utah Department of Financial Institutions.
Copyright © 2005 EZCORP, Inc.
All Rights Reserved. January 25, 2005
EZPAWN is a registered trademark of EZCORP, Inc
EZMONEY is a registered trademark of EZCORP, Inc.